Yep they always ask me for my opinion I told them and they are like IDK so I end up telling do what you think is right but I would do the way I told you. A few days after they come back with their tale between the legs you were right dad. If they don't like my answer when they are asking for...
Just a joke, I don't like using it. I think you are what you are. If you are a dumbass or a dickhead or a prick that is what you are, there's no different on what race. Glad I'm one of the good ones.
Exactly the way I think, is not that I don't want to pay for it. Like you said, they will take care of it because they had to work for it. Plus in the insurance they have to put some money in. They got to learn that nothing is for free.