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Thank you man, I called and they said it is at fault so my premium will go up.

Thank you guys for your replies. I want to avoid the insurance, my premium will go up.

Good morning guys, I hope you are doing fine. Yesterday I had a situation where a tree moved towards my way and bend the hell out the tailgate. I need to replace it. I got a quote and it is crazy high. What do you think, repairable? Thank you -Rejo-