I wouldn't recommend putting any money down on a lease, unless you can put 50% down. If you only put 2k-4k down and you have 300-400$ a month payments, it's a losing strategy. Put 0 down and deal with the 600-650$ a month payment.(600×12=7200/ 7200×3=21600) ($400×12=4800/ 4800×3=14400) you dont want 20000$ left over when you can have 12000$. Its all a numbers game depending if your going to turn it in or keep it. I would say put the money down if you know if your just going to turn it in. Put no money down on a lease if you plan on refinancing it for 3-4 years after the lease is up.